The following terms and conditions (hereinafter referred to as the "Agreement") will be deemed to have been accepted by the User, on mere usage of the Website and hence the User is required to read them carefully before using the services on the website, www.cleanics.co.inThis, Agreement, is entered into on the date as mentioned below by:
Clean info credit services, registered under the provisions of the Companies Act, 1956, having its registered office at H.No:3-6-361/11, street no:20, Himayathnagar,Opp. Tanishq jewellers, Hyderabad - 500029 (hereinafter referred to as "Cleanics" which expression shall, unless it be repugnant to the context or meaning thereof, be deemed to include its successors, permitted assigns, affiliated companies, holding companies and subsidiary companies) including Clean info Credit services (Formally in short form known as Cleanics), registered under the provisions of the Companies Act, 1956, and shall constitute the FIRST PARTY.
You (whether an individual representing yourself or a legal person) and hereinafter, referred to as "Client", which expression shall constitute the Second Party.
A. Clean info credit services(Cleanics) is a Financial restoration & advisory company and accordingly nominated & client authorised a "specified user" within the meaning of The Credit Information Companies (Regulation) Act, 2005, read with the rules and regulations made there under (Hereinafter referred to as "CIC Law") and as such is authorised to obtain "credit information" about "borrowers" from the CICs.
B. Clean info credit services(Cleanics) for the purposes of improvement of credit health & ability of customers/clients provide the services (Hereinafter referred to as ""Services"") which inter alia include obtaining credit reports of the customers/clients and thereafter conducting an audit/analysis to arrive at a strategy to improve the customers’/clients’ credit health and further includes corresponding with CIC"s/ "credit institutions"/ "specified users" to request removal of erroneous, incomplete, outdated, misrepresented, or unverifiable information, which appear on the credit reports submitted by the customer/client to Cleanics. Cleanics agrees to use its best efforts to provide the Services, and to ensure its performance in accordance with the provisions of CIC Law.
C. Our services are categorised into three products i.e. Classic, Professional & Unique Service will be offered based on customer/client current status and analysis of credit/cibil report. Each service will be valid for 1year except classic.
D. Clean info credit services(Cleanics) in addition to the Services referred to above may also provide loans to the Client, if so desired by them; the terms and conditions of which shall be governed by a separate loan agreement. Cleanics in addition to the Services referred to above which will enable customer/client who is going for closer or settlement of loan account which belongs to any bank/credit institution/lender, in which cleanics provides a better deal in closing credit cards & loan accounts as one point contact for all banks, and charges will be applicable based on service selected by the customer, Each service is valid for one year except classic.
E. Clean info credit services(Cleanics) has launched a fresh service of a Clean error tracking Report, pursuant to which it shall assess the credit worthiness of the borrowers/clients/customers choosing to avail the said credit rectification Service.
F. The Client is desirous to improve its credit health and for the same purpose is willing to avail the Clean error tracking Report Service being provided by Cleanics.
In pursuance to the above and in consideration of the above services fees, The client hereby agree to avail of various credit repair solutions offered by cleanics subject to their convenience.
POWER OF ATTORNEY
By executing this Agreement, Client hereby grants Clean Info Credit Services (Cleanics), a limited Power Of Attorney ("POA").Through the POA, the Client agrees to authorize Cleanics, by and/or through its authorized representatives to: 1) to do all acts on Client's behalf as may be necessary including execute/sign application(s), make payment of applicable fees and generally to all other acts as may be necessary to receive, on Client's behalf and at Client's request, Client's own credit information report ; 2) use the "Client information" provided periodically to Cleanics for provision of Services by obtaining the Client's credit history and/or other information from CIC's, creditors, collection agencies and other holders of Client's credit reports and other similar records(Hereinafter collectively referred to as "Client's record holders"); 3) use Client's name to send correspondence addressed to the Client's record holders; 4) to discuss information with any of the Client's record holders to help resolve a debt if mediation of a debt is necessary.
The Client hereby agrees and confirms that the POA is valid throughout India for all Client information to be obtained by the Companies in discharge of the Cibil report & Error tracking Report Service under the Agreement.
Given the nature of services provided by Cleanics, the Client hereby irrevocably acknowledges and confirms that any communication(including communication for marketing of its products and services, in light of the the Client Information) by Cleanics during the provision of Cibil report & Error Tracking Report Service and even thereafter, shall not be classified as a unsolicited commercial communication, or fall under the ‘Do Not Disturb’ list and/or be restricted by any other law, regulation or rule restricting telecommunication by companies for business purposes and accordingly further provides a no-objection to receive any and all such communications in any form from Clean Info Credit Services (Cleanics).
In consideration for the services provided by the company, the client shall pay to the company applicable fee as detailed below:
The company shall levy applicable service charges for the service providing, The service offered by company have been named some products, such service products have different fee packages.
BASIC SERVICE: Providing credit information report and Error tracking report which indicates error tracking & credit analysis for improving credit worthiness – RS.650
CLASSIC SERVICE: provides credit resolution plan and cleaning inaccurate information from credit report provided by credit institutions & lenders – RS.5000
PROFESSIONAL SERVICE: Providing credit settlements of bad debts and resolving bank issues with ensuring proper information updation in credit report. – RS.9000
UNIQUE SERVICE: In addition to above services it provides regular credit repayment alerts, and quarterly credit report for one year from date of service enrolled. – RS.15000
All service charges mention above are exclusive of service tax, changes may applicable from time to time. Any such applicable charges shall be charged and become payable in addition. Upon receving the payment, either in whole or in part, for respective services mentioned, The company shall issue a receipt specifying the service product the client has registered to.
Company understands the sensitivity of the “Client information” and shall take necessary steps to ensure that the document collection, processing, collecting, recording, preservation, secrecy, sharing and usage of said information is duly protected against any loss or unauthorized access or use or unauthorised discloser thereof. Company shall not reproduce or use the client credit report except as permitted under the provisions of the CIC Laws.
JURISDICTION AND DISPUTE RESOLUTION
All questions pertaining to validity, interpretation and administration of this Agreement shall be determined in accordance with the India laws, more specifically the CIC Law and courts in Hyderabad, Andhra Pradesh shall have exclusive jurisdiction. If any dispute arises between the parties the same shall at the first instance be settled amicably between the parties. The Companies encourage resolution of all disputes at the first instance with the following Officer appointed by the Companies:
Clean Info Credit services - Cleanics:
Name: K. Anand Kumar
Address: H.No:3-6-361/11, street no:20, Himayathnagar,Opp. Tanishq jewellers, Hyderabad - 500029.
Phone No: 040-66102233
Email id: firstname.lastname@example.org or email@example.com
If the matter is not resolved at the first instance by the officer than the same may then be settled by arbitration by a single Arbitrator appointed by Cleanics The arbitration shall be held, in Hyderabad, Andhra Pradesh, in accordance with the provisions of the Arbitration and Conciliation Act, 1996
This Agreement contains the entire agreement of the Parties and there are no other promises or conditions in any other agreement whether oral or written. This Agreement supersedes any prior written or oral agreements between the Parties.
RIGHT TO CANCEL CONTRACT In General, Any client may cancel any contract with our credit restoration & financial advisory organization by notifying the credit repair organization of the consumer’s intention to do so at any time before midnight of the 3rd business day which begins after the date on which the contract or agreement between the consumer and the credit restoration & financial advisory organization is executed or would, but for this subsection, become enforceable against the parties.
To cancel this contract, mail or deliver a signed, dated copy of this cancellation notice, or any other written notice to (name of credit repair organization) at (address of credit repair organization) before midnight on (date). I hereby cancel this transaction, (date) (purchaser’s signature). These prepayments are refundable in the event that no updates appear in customer credit file. Credit Re-correction does NOT charge for the actual credit restoration. All charges are to cover labour, forms, and miscellaneous expenses incurred while working customer file
Note: This document is on paper & electronic record in terms of applicable Information Technology laws and the amended provisions thereto pertaining to paper & electronic records in various allied statutes as amended pursuant to the Information Technology laws.